Author: Samuel Norris

Your Financial Security Is At Stake: Why Digital Funds Are Safer Than Cash

Your Financial Security Is At Stake: Why Digital Funds Are Safer Than Cash

Your Financial Security Is At Stake: Why Digital Funds Are Safer Than Cash

Cash transactions are becoming more and more obsolete with time. An increasing number of retailers are beginning to accept digital payments like Apple Pay or credit cards with chip technology and are stocking their registers as minimally as possible. This is done for convenience as well as concern for health. CNN reported recently that there are 100+ different types of bacteria swarming all over the currency circulating New York City alone. Imagine how much more can be found throughout the state, country, or even world? It’s unsanitary and the reason food handlers have requirements for wearing and changing their gloves during cash transactions. 

Consumers realize this. It’s a major source of the switch from physical bills to digital payments. Of course, it’s also so much easier to carry your wallet around on your phone. For men and women alike, carrying around cash is bulky and irritating to deal with. Minimalism is the new trend, including reduction of personal items on your actual person. Especially for travelers, this is the safest way, since cash is easier to steal and makes you more of a target for thieves and scammers.

Digital funds have even taken over the personal transaction market, with apps like Venmo that allow you to instantly transfer money from your bank account or Venmo reserve to friends via only your mobile device. No need for cash, a credit card to upload funds, or even to meet in person. You can send money to someone that lives halfway around the world in an instant if you want or need to.

Your Financial Security Is At Stake: Why Digital Funds Are Safer Than Cash

Now, Venmo is expanding its reach by venturing into the retail environment. Soon, users everywhere will be able to use a Venmo debit card in their favorite stores. This practice will use your reserve of Venmo funds as if Venmo itself is your bank. This way, if a friend pays you through the app, instead of having to transfer the money back into your bank account or use it to pay someone else in the future, you can use your debit card to make a transaction directly from your account.

How else do digital transactions protect us?

When your funds are entirely digital, it’s not only easier to spend money, but it’s easier to keep track of your payments. There are apps to track your spending, like Mint or GoodBudget, as well as financial planning software you can download to your computer. They will even analyze the data for you to help you spend and budget most efficiently. Look around to find the best program for you. Check out reviews of Intuit Quickbooks, for example, before taking the plunge. Many of these softwares are for the business owner and individual alike.

Your Financial Security Is At Stake: Why Digital Funds Are Safer Than Cash

Although digital currency like Bitcoin has done extremely well in terms of its value over the past few years, it has yet to catch on as the popular mode of spending (although its use is widely accepted by online retailers and marketplaces). However, given the trend towards digitizing our purchasing power, there’s no doubt that we will see an entirely computerized world–money and all.

Digital wallets are the most effective method of spending while traveling, too, for safety purposes. If you’re interested in learning more about protecting yourself and your devices from theft while on vacation, check out our related post: 6 Safety Tips For The Tech-Savvy Traveler

6 Safety Tips For The Tech-Savvy Traveler

6 Safety Tips For The Tech-Savvy Traveler

6 Safety Tips For The Tech-Savvy Traveler

Whether traveling for business or pleasure, you’re probably going to have to (or want to) bring your electronic devices along. Chances are, you only have one of each device and are worried about potentially losing it and all the data kept inside.

 

To ease your worries, follow these 6 safety tips for the tech-savvy traveler:

 

1. Use VPNs

Using a secure network like a VPN (Virtual Private Network) will keep your data and all internet traffic encrypted for your eyes only. It essentially hides your device’s true IP address so no one will be able to track or steal your personal information.

 

2. Security software

6 Safety Tips For The Tech-Savvy Traveler

There are programs you can download to your device that will protect it from all kinds of external threats, including a helpful wifi protection feature that determines if a network is safe for you to access. Since the average traveller uses mostly public networks at cafés, parks, and transportation hubs, this is a great way to ensure you are not entering a wifi trap that is run by a malicious hacker looking to steal your data. Read reviews of security software before purchasing to ensure it promotes this feature and any others that may be of assistance during (and after) your travels.

 

3. Back it up

When you take your devices with you to any location other than the safe nest of your home, you run the risk of theft. If that were to happen, would you have another copy of your precious data, files, photos, videos, and games? If the answer is no, you need to take action immediately. Look into a program like DDI utilities for your mobile device or read reviews of Acronis True Image for a data recovery program compatible with your PC or Mac.

 

4. Trackers

Any device these days has the ability to turn on the location services. By having this system enabled, coupled with a cell phone tracking app that will monitor the location of your device and even remotely access the camera should your phone be stolen or lost, you can easily retrieve your data and find out where the thief is hiding your device!

 

5. Loss protection and insurance

6 Safety Tips For The Tech-Savvy Traveler

One of the greatest assets a frequent traveler can obtain is travel insurance. These programs protect your wallet against cancellations, lost or stolen luggage and personal items, and even medical issues. Without it, you may find yourself stuck with a hefty bill and no way to pay it.

 

6. Take advantage of apps

There are several apps that can help you plan your travel and stay on track. Flight trackers, itinerary planners, and destination podcasts are just a few of the interesting features of the best travel apps out there. Use them to help you find quality coffee spots, interact with locals, and inform you of potential transportation delays.

 

The safest travelers are the smartest travelers. Keep your technology and all your data safe while you’re on the road, in the air, or underground by practicing these tips. You can thank us later.

 

For the traveling businessman’s guide to protecting company data, see our related post: 5 Strategies For Protecting Your Business Assets And Ideas From Fraud Or Theft

How To Use A Cell Phone To Keep Your Children Safe

How To Use A Cell Phone To Keep Your Children Safe

How To Use A Cell Phone To Keep Children Safe

It’s nearly impossible to keep children safe and secure 100% of the time. There are times when they are going to have to be away from you at school, summer camp, or during a sleepover. You can’t control their every action, but you can monitor them remotely to verify they are making smart choices while out of your sight.

 

Here are 4 ways how to use a cell phone to keep your children safe:

 

1. Social media alerts

If your child has accounts on social media sites, it’s up to you to ensure they are behaving responsibly and not posting anything dangerous. To keep track of this without violating their privacy and logging in to their account, you can set up social media alerts. This means that any time your child posts something, you’ll receive a notification on your own account so you know to check and see what they shared. If it’s inappropriate, you can speak to your child about taking it down.

 

2. Parental controls

How To Use A Cell Phone To Keep Your Children Safe

When using your device, you can enable “kid mode” or “safety mode” as some developers call it, so your child can only access certain apps or games on your cell phone. However, this can also be an option if they have their own device or utilize streaming services like Netflix or Hulu. Call and speak to your service provider to find out if this option is available so you can make sure they are only using approved sites and applications.

 

3. Cell phone spy app

For the extremely concerned parent, a cell phone spy app like Highster Mobile or DDI Utilities will allow you to see every digital move your child makes. You can track their text messages, see what apps they used, view their photos, and more. If you think this is a viable option for you, check out some reviews on cell phone spy apps to find which product is best for your needs.

 

4. Check in

How to Use A Cell Phone To Keep Your Children Safe

The simplest and easiest way to monitor your child is by trusting them to do the right thing, but checking in on them when you’re concerned. Require that your child sends you a text message or a photo when they get to their destination. If you don’t know where they are, don’t stew in silence or wondergive them a call! Regular contact with your child is the most efficient way to build trust while monitoring their behavior.

 

As a parent, keeping your child safe is your #1 priority. It can be difficult to accomplish, but thankfully there are these available methods to help you along the way. If you follow these tips and encourage communication with your children, you are sure to be successful in keeping them as safe as possible.

 

If you’re interested in reading more about protecting you and your loved ones, read our related post: How To Safely Browse The Internet

 

5 Ways To Protect Yourself From Cyberstalkers

5 Ways To Protect Yourself From Cyberstalkers

 

5 Ways To Protect Yourself From Cyberstalkers

 

Stalkers are not always simply hidden shadows in the night. The evolution of technology has made it easier for stalkers to achieve their menacing goals. It’s important to be informed about this issue in order to defend yourself against potential threats.

 

Here are 5 ways to protect yourself from cyberstalkers:

 

1. Hide your personal information

5 Ways To Protect Yourself From Cyberstalkers

Social media sites encourage you to share as much of your life as possible with your “friends.” It might be nice to be able to instantly look up someone’s birthday or check out where their new job is located, but just remember that everyone now has access to this information.

To best protect yourself, you should hide this information using your account’s privacy settings. The people that need to know that information can just ask you in person. It’s better to be safe than sorry.

 

2. Use security software

Security programs have a ton of features nowadays. Not only can they prevent your computer from getting a virus, but they can tell if a website is threatening, check your emails, and even monitor your children’s Internet usage to protect against malware, ransomware, and cyber bullying. Look at some antivirus software reviews to see the different options and decide which is appropriate for your needs.

 

3. Stay logged out

5 Ways To Protect Yourself From Cyberstalkers

It may be easiest to keep all your accounts logged in to your computer and cell phone for quick access. However, quick access for you also means quick access for attackers and cyber stalkers. Log out of your account when you’re done with it and always keep your passwords to yourself. Don’t share them with someone else or save them in a publicly accessible document.

 

4. Avoid catfishing scams

When you’re finally ready to meet up with the person of your dreams after talking for a few weeks on dating apps like Tinder or Sugardaddie.com, don’t throw all caution to the wind for love. Be smart. Don’t give out your personal contact and social media information unless the other person reciprocates. Also be sure to video chat with them via Skype or FaceTime before meeting in person to ensure they are who they claim to be and are not pulling a catfishing scam on you.

 

5. Never send sensitive information

5 Ways To Protect Yourself From Cyberstalkers

Your banking information and social security number are for your eyes only! If your bank needs access to your account or asks you to send them sensitive information, always confirm with their customer support service before giving it out. No matter how forgetful you are, no one else in your life (including your family members) should know what your debit card pin number is. Giving that information to anyone allows for it to be stolen by a cyberstalking third party who is spying on your every electronic move.

 

Cyberstalking is a real and serious crime that occurs every day to people around the world. Don’t let yourself be one of them. Stay vigilant, keep your personal information personal, and good luck out there.

 

 

Related post: 4 Safety Tips For Meeting People From An Online Dating Service

The Importance Of Updating Your Phone Software: Why You Need To Regularly Update Your Apple or Android Device

The Importance Of Updating Your Phone Software: Why You Need To Regularly Update Your Apple or Android Device

The Importance Of Updating Your Phone Software- Why You Need To Regularly Update Your Apple or Android Device | Digital Security World

A recent study on mobile device threats shows that 98% of Android users and more than 35% of iOS users do not update their phones to the latest available software version as frequently as they should.

 

Are you one of those people? If so, then you are compromising the health of your phone and the safety of your valuable data and information!

 

Here is why you need to regularly update your Apple or Android phone software:

 

The #1 reason to update is SECURITY.

 

With every software update comes change(s) that will improve the performance of your product by fixing minor issues that have been found and deemed possibly penetrable by threats. Hackers thrive off their ability to enter any system weaknesses in an effort to take advantage of the data and information they can receive from it.

 

The Importance Of Updating Your Phone Software- Why You Need To Regularly Update Your Apple or Android Device | Digital Security World
This woman sending a text message to somebody via her iPhone may not be safe is she’s sending an iMessage on an outdated software!

 

For example, this Refinery29 article shares how “researchers discovered a flaw in Apple’s encryption scheme” which leaves iMessage senders vulnerable to attackers. By not updating your phone as regularly as the software is updated, you are ultimately risking the security of your device even by sending a text to somebody.

 

How do you solve this issue? Turn on automatic updates for your apps. Install an antivirus software that will protect your phone. Stay up to date on viruses, scams, and other digital threats that are currently circulating the web by reading news articles and blogs. Whether you receive that annoying notification telling you that a new version of your iOS software is available for update or you receive a popup that indicates there’s an Instagram or Facebook update solely with “improvements or bug fixes,” don’t wait — update!

 

Stay safe out there on your phones, and be sure to come back to Digital Security World for more cybersecurity news and tips soon.

 

Related Post: How To Safely Browse The Internet (INFOGRAPHIC)

3 Easy Ways To Protect Your Data

3 Easy Ways To Protect Your Data

3 Easy Ways To Protect Your Data | Digital Security World

 

If you’re worried that your phone and computer aren’t protected from hackers, scammers, or identity thieves, then it’s important to take action ASAP. Luckily, there are very easy ways to protect your data so your precious information isn’t vulnerable to these dangerous threats.

 

Here are 3 easy ways to protect your data:

 

1. Regularly backup your data.

Whether you’re backing up the contents of your phone to a computer or storing laptop data on an external drive, you’ll be thankful you did if your device ever crashed or got stolen.

iPhones can be backed up as easily as plugging it into your primary computer and running a backup on iTunes. More extensive precautions could mean purchasing a data extractor software like DDI Utilities and pulling all of your information from a device and storing it in a database. Either way, no matter how you do it, make sure you do it on a regular basis so your most recent files will be safe in the event of an emergency.

 

2. Install antivirus and anti-malware software.

Viruses, malware, phishing, and hacking schemes are not a thing of the past. They are very present and pose a serious threat to all users of technology, and installing antivirus or anti-malware software will help to protect you from them.

Although there are free options available, if you have more than one device that you use regularly, you may want to invest in a paid software that offers a higher level of protection. For example, this Norton Security Deluxe review says that users can protect up to 5 devices at once, including Android and Apple smartphones, desktop computers, and laptops from various types of viruses, malware, etc. Remember, it’s better to be safe than sorry!

 

3. Set complex passwords and security questions, and change them often.

Hackers are great at getting information and using it against you to benefit their own good — it’s what they do! As a result, don’t set passwords that contain personal info that can easily be found on search engines, or on social media anywhere.

Passwords should not contain any easily accessible information like your street name or best friend’s name. It should also not be as easy as password123 or yourname5678. Make it something that nobody would ever guess, using information that not many people would ever know. Similarly, if you choose security questions like “What is your dog’s name?” and your dog Sparky is all over your Instagram, chances are your account can be hacked without much effort. Here’s a post on how to create a secure password if you need help.

 

Thank you for reading!

 

Make sure your data is safe from viruses by checking out our related post: 6 Symptoms Of An Infected Computer

However, if you’ve already lost your data, it might not be too late. Try browsing these data recovery software reviews to see which one best suits your needs in an attempt to recover lost photos, videos, files, and more from your damaged or stolen device.

 

 

 

3 Easy Ways To Protect Your Data (INFOGRAPHIC)