Black Friday & Cyber Monday Survival Guide
Thinking of spending Black Friday on the couch this year instead of camping out at your local Walmart? Well then, you probably already know that most retailers are expanding their in-store Black Friday deals to include their online stores as well. But before you decide to do all your holiday shopping online, there are a few things you should do to ensure your information is well protected. Here are a few tips to help get you started.
Use A Reputable Payment Service
There are many payment service providers on the market today. Some of the most popular ones include Paypal, Apple Pay, Mastercard’s Masterpass, and Visa Checkout. There are many reasons why you should consider using one of these services. The most important one being; you don’t have to enter your credit card information every time you buy from a new website. The payment service will essentially act as your credit card, ensuring that your information stays safe even in the event of a future data breach. In addition to this, using these services will make it far easier to purchase from multiple sites. You won’t have to take the time to enter your credit card information, you just log into your payment service account and checkout.
Shop On Safe & Secure Websites
One of the most important tips to follow while shopping online is to ensure that the site you are purchasing from is legitimate. Before you even make it onto the payment page, look for signs that the website is secured. You can verify the security of a website by looking in the top left corner of your web browser. Search for a green padlock to the left of the address bar, or for the HTTPS attached to the URL. Finding either of these will let you know that the website you’re currently on is secure.
Proceed With Caution
While shopping online this holiday season, be on the look out for fake retailer apps, email scams, and “too good to be true” offers. Each year, scams such as these flood the internet, hoping to cash in on shopping craze. If you choose to go the app route, make sure you download it through your smartphone’s official app store. The majority of apps you’ll find here are safe to download, however, you should still make sure it’s official. Look for misspellings in both the title of the app and on the description page, as these are potential signs of a fake app.
This same tip applies to spam emails which are commonplace throughout the Black Friday/Cyber Monday weekend. These emails are filled with incredible deals that are designed to peak the interest of whoever opens them. Do not be fooled however, these fraudulent emails are designed to entice you to click their many links. Once you click through the email, you will be lead to a fake website designed to steal your information. There are a few things you can do to spot these fake emails. For one, most of them will be filled with misspellings. You can also hover your mouse over any links in the email to see their destination. If the URL seems to be suspicious, avoid clicking through any of the links on the email.
These few tips should help you secure your information this shopping season. Do you have any tips you would like to see included in this article? Let us know by leaving a comment.